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A subsidiary of HCC Insurance Holdings, Inc. Rated AA by Standard & Poor’s and A+ by A.M. Best
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PRODUCTS

Key Products


Directors’ and Officers’ Liability Insurance
Professional Indemnity Liability Insurance
Financial Institutions Bond & Commercial Crime Insurance
Fiduciary Liability Insurance
Employment Practices Liability Insurance

Directors' and Officers' Liability Insurance
The development of strict and sophisticated corporate governance guidelines; large corporate fraud cases; and the willingness of shareholder groups to exercise their rights present fresh challenges for managers.

Directors and officers worldwide are increasingly exposed to the risk of being sued for issues such as:

  • Accounting irregularities
  • Mergers and acquisitions
  • Insolvency-related proceedings (wrongful trading/disqualification)
  • Employment-related claims
  • Corporate manslaughter/breaches of health and safety legislation
  • Environment liability
  • Breaches of competition law

We provide
Directors' and Officers' Liability Insurance (D&O) programs that cover the personal assets and liability of directors, officers and senior management against claims arising from actions or decisions made in their capacity as leaders and decision makers.

We customize
Comprehensive D&O Insurance programs so that corporate leaders can proceed confidently with their business visions.










Download our D&O product sheet   >

Download our D&O product sheet for SMEs   >
Program Features
  • Financial capacity of up to US $25 million (€25 million or £15 million) per D&O policy.
  • Primary or excess
OUR PRODUCTS ARE ISSUED THROUGH THE AFFILIATED INSURANCE COMPANIES LISTED BELOW:

For all international insurance and reinsurance business (excluding USA), we underwrite on behalf of:

Houston Casualty Company - London Branch Download our S&P rating (HCL)>
  • Direct insurance domiciled in the UK
  • Facultative reinsurance

Houston Casualty Company Europe
Download our S&P rating (HCC Europe)>
  • Direct insurance domiciled in the European Union
  • Various other countries where licensed to write insurance

For all insurance and reinsurance business domiciled in the US, we underwrite on behalf of:

Houston Casualty Company
Download our S&P rating (HC)>
  • HC is a Texas domiciled property and casualty insurance company operating worldwide and on a surplus lines basis in the U.S. HC specializes in accident and health, aviation, property, marine and energy.

U.S. Specialty Insurance Company (USSIC)
  • USSIC specializes in aviation, occupational accident and alternative workers compensation.
     
  To consult a D&O specialist for your region, click on the corresponding link below:

Asia Pacific     Europe, Middle East and Africa     USA and Canada     Latin America
     
  HCC Global Financial Products S.L. is an insurance agent acting on behalf of the following insurance entities in those countries where permitted:

Houston Casualty Company Europe, Seguros y Reaseguros S.A. Insurance Entity Register on 29-7-78 no. C-558 C.I.F. A-28512085. Commercial Registry of Madrid, Book 477813956, Sec. 3, Chapter 205, Sheet 38008 on 4-5-78. Capital subscribed and issued: 12,933,749.50 €. Subject to supervision and control of Economic Ministry of Spain, Dirección General de Seguros y Fondos de Pensiones (Paseo de la Castellana, 44 – 28046 Madrid) Sole Shareholder Company. Ultimate Holding Company: HCC Insurance Inc. Houston, Texas U.S.A.

Houston Casualty Company: State of Texas Insurance Entity Register n. 7407, on 26-5-83. Capital subscribed and issued US$5,000,000. Subject to the supervision and control of the Texas Department of Insurance (Mail Code 305-2C, 333 Guadalupe P.O. Box 149104, Austin, Texas 78714-9104, USA). Branch in United Kingdom, subject to the supervision and control of the Financial Services Authority (25, The North Colonnade, Canary Wharf, London E14 5HS), authorized on 1-12-2001 and registered with n. 203250. HCC Global is registered with n. 416680 at the Financial Services Authority.


  Barcelona
  Tel: +34 93.530.7300

  Farmington
  Tel: +1(860) 674.1900

  Jersey City
  Tel: +1(201) 216.1136
  Houston
  Tel: +1(713) 914.8034
  London
  Tel: +44 (0) 20.7327.8190
  Miami
  Tel: +1 (305) 416.3863

Copyright 2005. HCC Insurance Holdings, Inc. – All rights reserved. Legal Notice.